The National Foundation for Credit Counseling (NFCC), a national nonprofit network with more than 100 member agencies, is designed to provide assistance to people dealing with stressful financial situations. NFCC member agencies provide a variety of services, including budget counseling and education, housing counseling, debt management plans, counseling referral services, and financial literacy courses. Callers who cannot find consumer credit counselors in their phone book can call the NFCC, which can direct callers to a certified consumer counselor in their area.